Frequently Asked Questions
Have a few questions? Most people do. So, here’s a quick collection of some of the common questions we get along with our answers next to them. If you still have a question you don’t see here, then please don’t hesitate to send us an email through our contact page (or give us a call).
Q: Are you actually listing my house on the Anchorage MLS or buying it?
A: Excellent question. We’re not realtors who work on commission to find you a buyer, and we don’t list houses. We buy houses Anchorage that fit our buying criteria. Yes, we are the actual BUYERS. After we purchase your property, we may repair the house and resell it to another home owner or keep it as a rental ourselves.
Q: Do you pay fair prices for properties?
A: We do have to purchase a house below market value so we can resell it for a profit to another home owner. However, if you’re facing foreclosure then you likely don’t have much if any equity, so we can often negotiate with your mortgage lender for a discount on the property. Ultimately, we have to get somewhat of a discount on the property so we have room to make a profit when we renovate and attempt to resell it. However, we present to you the benefits of a quick, all cash, no hassle offer without having to pay any fees or make any repairs. If that’s what you think will help you get out of the current situation or troubling property, then let’s talk and see if we can come to a fair agreement that works for all of us. 🙂
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Q: How do you determine the price to offer on my house in Anchorage AK?
A: I’m glad you brought that up, because our company is very transparent in how we come up with our offer price for your property. The process itself is rather simple. We look a few important factors, such as the location, what repairs or renovations that are needed, overall condition, and values of comparable houses sold in the area recently and what else is comparable on the market for purchase. So, we take everything into consideration and arrive at a price that we feel is fair for all parties.
Q: Are there any fees or commissions to work with you?
A: There are NO fees or commissions to work with us to buy your house — none at all. We’ll present you with a cash “as is” offer and if you agree, then we proceed toward our closing. No hassle, no fees, no commissions (because we’re not agents, right?). If for whatever reason we don’t agree on price and terms, then you still have our offer to take with you and consider if things change down the road (of course, our offer is only good for so long since we speak with multiple homeowners at any given time). Some other companies may charge you some form of consultation fee – that’s bogus. We don’t do that — we just want to take the time to learn about your property and situation, see how we can help, and hopefully present you with an offer that works.
Q: How are you different from a real estate agent?
A: Real estate agents list properties on the Anchorage MLS and hope that a qualified buyer will choose your house among all the other active listings and follow through to the day of purchase. Here’s the thing, though — they can’t guarantee a thing. Listing your property with a realtor may work out well for you….. or it may be a disaster that wastes precious time and money. Why? Because listing only gives you publicity… it doesn’t actually guarantee you a SALE. I’ve seen properties sit on the MLS for over a year and still not get sold. It happens all the time for various reasons — undesirable property or location, expensive and required repairs, overzealous realtor shooting for the ‘commission moon’ by overpricing a property, etc. Don’t get me wrong — some agents are fantastic at what they do, no doubt. But when you truly need to sell a burdensome property, you’re likely better off working with someone who can whip out the checkbook and actually BUY your house in the timeframe you need, not just present it to the public and hope a buyer — a qualified buyer, at that — decides to buy your house among the other available options. Of course, agents also charge a commission, usually 6%. That’s a lot of money in Anchorage — since we’re not realtors, there are no commissions. Sounds good, right? I thought so.
Q: Can you buy my house if my mortgage is upside down and I need a short sale?
A: Yes, we can. We have short sale specialists on our team who can do all of the heavy lifting (re: paperwork) that your lender will require. We’ll work with you hand in hand to help you sell your house, even if you owe more than it’s worth. Don’t let this stop you — we’d like to work with you, all at no cost to you. Don’t give up – talk to us about your situation and see what options we have for you. If that means a short sale, then that’s the path we’ll take.
Q: Is there any obligation when I submit my info?
A: Of course not. There’s no obligation to speak us, and there’s no obligation to get a cash offer or even act upon that offer. We just want to learn about your property and surrounding situation so that we can present you with the best offer possible. Everything is confidential and we’ll work as quickly as you wish. Once you tell us a bit about your property, we’ll begin our analysis, maybe set up a call with you to find out a bit more, and make you an all-cash offer that’s fair for all of us. From there, it’s 100% your decision on whether or not you’d like to sell your house to us. We won’t hassle you — it’s 100% your decision and we’ll let you decide what’s right for you.
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5 Ways To Stop or Avoid Foreclosure In Today’s Market – FREE Guide:
Need more information on the foreclosure process and How To Stop Foreclosure? Download our FREE Stop Foreclosure Guide here. Or, you can always feel free to Contact us anytime if you have questions, want a no hassle Situation Evaluation, or want to just learn more about how we can help homeowners avoid foreclosure or sell unwanted properties for cash.