If you have been thinking about selling your home directly to an investor but you have an existing mortgage, you may wonder how the process works. You can rest assured it’s common for sellers like you to sell their house directly and receive the remainder of the proceeds in cash after the lender has received the payoff for the mortgage.
Selling your home can be overwhelming, but you can relax by understanding how easy it is. So read on as we explore how to sell your house in Alaska directly, even with a mortgage.
Remaining Balance
Your first step is to reach out to the lender requesting your payoff balance to sell your house in Alaska directly, even with a mortgage. Of course, the amount they provide will differ from your remaining balance because the accrued interest is calculated in advance and expires within a given period; however, it provides an excellent estimate to calculate your profits. Next, local professional buyers like us at Anchorage Home Buyers will compare their options to what you could earn by listing your home on the market. Anchorage Home Buyers does this because we want you to make an informed decision with all of the facts in hand, so you can agree our offer is fair. Anchorage Home Buyers never charge commissions, and there are never any hidden fees to come off the top of your profits at closing.
Timeline
It’s helpful to understand the timeline when you sell your house in Alaska directly, even with a mortgage. How soon do you want or need to sell your home? Unlike the uncertainty of listing a home on the market, Anchorage Home Buyers can provide you with a guaranteed closing date. At Anchorage Home Buyers, we have the advantage of built-in time and money-saving efficiency with a full-service team of industry specialists, including every pro needed to close swiftly, typically within days. With that being said, we are happy to work with you to schedule the best calendar date for the closing to make the process as convenient as possible for sellers; just let us know your plans and when you’d ideally like to close.
Prepping
Prepping is different when you sell your house in Alaska directly, even with a mortgage. Because there’s no need to attract buyers, you don’t need to worry about curb appeal, adding a fresh coat of paint, or doing repairs. In addition, the marketing costs, professional fees for photographers or stagers, and the hassles of showings are all eliminated through a direct sale. At Anchorage Home Buyers, we save sellers time, effort, and money. We bring so much convenience, you don’t even need to worry about a final cleaning. Just pack and leave the rest to Anchorage Home Buyers.
Repairs
While conventional home sales include prepping and making repairs, you can keep your wallet in your pocket when you sell your house directly in Alaska because professional buyers like us at Anchorage Home Buyers buy homes as-is. In addition, we will detail the numbers used to calculate the offer to buy your home directly, and walk you through our thought process because our policy is total transparency.
Closing
While traditional closing fees can cost sellers a considerable chunk of their profits, you eliminate the closing costs when you sell your house in Alaska directly, even with a mortgage.
Professional buyers like those at Anchorage Home Buyers and our team save you time and money by handling the entire process in-house. And the amount we offer is the amount of cash you’ll receive. There are no surprises when you directly sell to Anchorage Home Buyers because we operate with total transparency.
If you’d like to sell your house in Alaska directly, even with a mortgage, talk to one of the professional buyers at Anchorage Home Buyers today without obligation. At Anchorage Home Buyers, we understand the importance of clear communication and know it starts with listening. We are seasoned local real estate investors who know that no one knows the selling points of your house the way you do. At Anchorage Home Buyers, we understand that many motivations may drive your home’s sale. Whether you’re under a time crunch, facing financial difficulties, or can’t afford the necessary repairs, our passion is helping our neighbors here in Alaska solve their home-selling problems. We’re happy to answer any of your questions or concerns about the process at Anchorage Home Buyers. Our ultimate goal is to help you make the most profit from the sale of your home. For example, suppose our professional buyers at Anchorage Home Buyers believe that listing your home on the Alaska real estate market would be better for your circumstances. In that case, we will tell you so because it is important to us that you feel good about the deal long after you leave the closing table. Ready to learn more about how a professional buyer at Anchorage Home Buyers can help you? Call Anchorage Home Buyers at 907-331-4472.